WMS Financial Planners, Inc- Led by Family Values to Serve Family Finances

Finance is an integral part of family life and the glue that holds them together. Having a stable financial plan and future mapped out can ensure that you live a life of comfort, even into retirement, and also provide for loved ones along the way. In the current complex financial markets and tax systems, it can be difficult to manage one's finances in a way that best suits their needs and makes the most out of their money. Here at WMS Financial Planning Inc., we aim to provide a family-friendly financial consulting service, run by a tight-knit family unit who are always happy to offer personalized advise.

Find out more about us here at William M. Swayne – Making Sense of Financial Management. WMS Financial is run by CEO William M. Swayne II and wife, President Candace K. Swayne. William M. Swayne II began his career in the financial services industry in 1972, after graduating from the University of Washington. Following his service to his country, he completed his MBA in finance from City University and earned his CERTIFIED FINANCIAL PLANNERTM certification, Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations.

Candace is the President and co-founder of WMS Financial Planners, Inc., who is responsible for personnel management, bookkeeping, business processing and strategic planning. Candace spends much of her time handling office operation items that allow the advisers to focus on clients and their planning needs.

Working closely alongside his parents, William M. Swayne III assumes the role as Director of investments. With a BS in Business Management, Bill as he is known has applied his education into the ongoing management of WMS as the director of investments. Bill is responsible for improving efficiency of daily operations to better assist clients. Bill develops investment strategies and financial plans for clients specifically designed to meet their goals and objectives. Believing that education is continually important, he continues to present at educational events on things such as Real Estate Investments, Option Trading, Social Security Maximization, and Asset Allocation. Bill has been a featured speaker for many industry and educational events, and has also been a repeatedly invited as a guest speaker for the Seattle Pacific University graduate finance classes.

As a family-run business, the leadership triumvirate at WMS Financial are able to offer empathetic and personable advise to those looking to secure their financial futures. Check out this WMS Financial – An Overview here to get more information about our services.

WMS Financial Planners- Planning for a Stable Path into Retirement

A shocking amount of people in America today fail to plan a coherent financial retirement plan, and in the long term can be left leading a difficult life in their old age. For some, it is the failure of their employers to offer the right advise on how to plan this far ahead, and for others it is simply lack of information or expertise on how to best secure a more stable financial future. Here at WMS Financial Planning, Inc., we are committed to helping people secure a more solid financial future and enter their retirement period with grace and security. As a family-run business, we know the importance of this for family loved ones and the customers themselves.

At WMS Financial Planning: Retirement Planning is a service we offer with experience and expertise. Most people, especially, those over the age of 50, worry about retirement income – and it is understandable that they should. It is estimated that most retirements now span up to 30 percent of a person's life. Many people will spend more time in retirement than they did in their working lives, and the biggest fear of many Americans is outliving their money and having little to survive on when less mobile and mentally comfortable. If people would only plan for their financial future as carefully as they plan for vacations, how much better off financially might they and their families be?

Retirement planning begins with understanding the clients cash flow, what it is now and what it will likely be in retirement. Once the "budget" is understood, our team at WMS Finance need to develop a plan to maximize clients' savings - especially on pre-tax savings opportunities. The big question to ask then is where to invest these savings and how? Our planning services will assist clients in answering all of these question, and more, as we help them to chart a more sustainable financial future.

So what of people who are already retired? Finding additional income and paying less income taxes in retirement is something everyone strives for. Careful planning such as that conducted here at WMF Finance can show clients how it can be accomplished. Do you have a retirement account you plan to leave to your heirs? Are you aware a large portion can be consumed by income and estate taxes. We can show you ways to potentially reduce both income and estate taxes.

If you;d like to find out more about our family business, associates and retirement planning services, then visit our web page here and we can offer advise on how to secure a more positive financial future William Madison Swayne – video on Dailymotion.

WMS- Planning A Secure Future for Yourself and Your Family

Planning one's retirement portfolio or scheme is something that seems to pass many people by in their lives. For some, the time comes round quicker than expected when one has to start thinking about creating a healthy financial future for life after work, which can also secure the families interests as well. Here at WMS Financial Planning, we are committed to helping individuals create the best plan for retirements that help them achieve them and their families financial goals. Our team ODF financial experts have many years experience in helping people customize a sustainable plan with their assets and finances, and can help secure clients futures.

We believe here at WMS Financial Planning, that Retirement Planning should not be taken for granted. Most people, especially, those over the age of 50, worry about retirement income- and it is understandable that they they should. Most retirements in the modern age span up to 30 percent of a person's life. Many people will spend more time in retirement than they did in their working lives, and the biggest fear of many Americans is outliving their money. If people would only plan for their financial future as carefully as they plan for vacations, how much better off financially might they and their families be in the future?

Retirement planning begins with understanding the clients' cash flow, what it is now and what it will likely be in retirement. Once the "budget" is understood, WMS help clients to develop a plan to maximize their savings - especially their pre-tax savings opportunities. The important next question then is, where to invest those dollars? Here at WMS, our planning will assist clients in answering all of these question, and more, as we help them to chart a more sustainable and healthy financial future.

So what if you've already retired? We all could use additional income and pay less income taxes in retirement, and careful planning can show you how it can be accomplished with ease. Do you have a retirement account you plan to leave to your heirs? Are you aware a large portion can be consumed by income and estate taxes. We can show you ways to potentially reduce both income and estate taxes. Making the most out of one's financial situation in retirement, can help improve one's quality of life and ensure the happiness of themselves and their families in years to come. If you'd like to find out more about our retirement financial planning services, then watch this video here at William Madison Swayne – video on Dailymotion.

WMS Financial Planners Makes The Most Of Your Investments

WMS Financial Planners Inc. belongs to that great American heritage – the family-run company. We aim to provide you with the best quality of service by providing an exhaustive level of knowledge regarding the planning of your finances. The areas of financial planning WMS Financial Planners primarily focus on include, retirement planning, tax planning, risk management, and estate planning. We customize each of our services to address the individual needs of our clients. Our goal is to help you understand more about your financing options as well as helping you to achieve your financial goals and objectives. We offer free consultations in person or over the phone to discuss with what you would like help. The consultation does not require any further obligation to us – we are just here to show you your options and see if we can help you with whatever you may need.
   
Another service the company can provide for our clients is investment planning. WMS Financial Planners believes investments are essential.This is why investment planning is the most basic and essential service we offer. With this service you have to decide exactly what you want from your portfolio. Do you intend to use your portfolio for growth, income, or both? You then have to determine for how long, with how much risk, to integrate your non-qualified portfolio with your qualified one, and much more. This is only a very short list of things you need to consider in order to make successful investments.

 It is the job of WMS Financial to truly determine what it is you want and need and then develop a personalized portfolio that incorporates all of these details. Only after we determine what your needs are do we choose the most ideal asset managers and investments that represent them. There are many types of investments that you can choose from such as; real estate, stocks, bonds, art, collectibles, antiques, precious metals, and mutual funds. We are fee-based investment advisors and our options include: no-load mutual funds, individual stocks and exchange traded funds, institutional money managers, individual issues, alternative investments, and tax efficient accounts and insurance products that can provide incomes for both retirees and investors.    
   
WMS Financial Planners and our Associates believes investment planning is one of the most important areas of finance to be active in – particularly as it provides you with a lot of different opportunities. On the other hand, it is generally the area of finance that people need the most guidance with as choosing the right investments on your own is notoriously difficult.  That is why we are here to assist you make the most out of your investments.
 

WMS Financial Planners – Making Sense Out of Finance

Planning your financial future is one of the most important series of decisions you will probably make in your entire life. This is why you need an expert by your side. Financial advisors have dedicated their entire careers to helping people make sense out of their money problems. In life, we go through numerous changes and developments, some of which are often finance-related Perhaps you’ve suddenly come into a large inheritance, recently divorced, or recently bought or sold a business. Or maybe you aren’t currently experiencing any monumental changes to your financial profile, and you’re just feeling a little bit uneasy about your financial future in general. No matter what your issue is, finding a financial advisor can be a hugely beneficial investment.

We at WMS Financial Planners, Inc. in Seattle know that financial planning can be complicated and time-consuming, which is why we have committed ourselves to providing our clients with trustworthy, effective, and sustainable financial plans for both the near and distant future. At WMS, we help you develop an accurate picture of your current personal finances, and then suggest potential ways in which your financial portfolio could be improved, without putting you or your family at risk. We want to help you fully comprehend how financing works, which is why we consistently keep you updated and informed about important events that directly affect you.

WMS was founded in 1972 by my father and current company CEO, William M. Swayne II. After serving fours years as a Romanian linguist in the Vietnam War, my father was honorably discharged from the United States Air Force. He then decided to pursue a career in finance, completing his MBA in finance at City University and subsequently obtaining his Certified Financial Planner certification, as well as Chartered Financial Consultant and Chartered Life Underwriter designations. My father has always been dedicated to helping others, which is evident through his professional work, as well as his involvement in organizations such as Youth for Christ USA.

We are confident that WMS can help you achieve your financial goals is because of our consistent commitment to our clients, and our scrupulous analysis of their financial profiles which gives us an unparalleled ability to design the most efficient plan possible. We know how important financial peace of mind is, so if you’re looking for financial help of any kind, please give us a call today.