A shocking amount of people in America today fail to plan a coherent financial retirement plan, and in the long term can be left leading a difficult life in their old age. For some, it is the failure of their employers to offer the right advise on how to plan this far ahead, and for others it is simply lack of information or expertise on how to best secure a more stable financial future. Here at WMS Financial Planning, Inc., we are committed to helping people secure a more solid financial future and enter their retirement period with grace and security. As a family-run business, we know the importance of this for family loved ones and the customers themselves.
At WMS Financial Planning: Retirement Planning is a service we offer with experience and expertise. Most people, especially, those over the age of 50, worry about retirement income – and it is understandable that they should. It is estimated that most retirements now span up to 30 percent of a person's life. Many people will spend more time in retirement than they did in their working lives, and the biggest fear of many Americans is outliving their money and having little to survive on when less mobile and mentally comfortable. If people would only plan for their financial future as carefully as they plan for vacations, how much better off financially might they and their families be?
Retirement planning begins with understanding the clients cash flow, what it is now and what it will likely be in retirement. Once the "budget" is understood, our team at WMS Finance need to develop a plan to maximize clients' savings - especially on pre-tax savings opportunities. The big question to ask then is where to invest these savings and how? Our planning services will assist clients in answering all of these question, and more, as we help them to chart a more sustainable financial future.
At WMS Financial Planning: Retirement Planning is a service we offer with experience and expertise. Most people, especially, those over the age of 50, worry about retirement income – and it is understandable that they should. It is estimated that most retirements now span up to 30 percent of a person's life. Many people will spend more time in retirement than they did in their working lives, and the biggest fear of many Americans is outliving their money and having little to survive on when less mobile and mentally comfortable. If people would only plan for their financial future as carefully as they plan for vacations, how much better off financially might they and their families be?
Retirement planning begins with understanding the clients cash flow, what it is now and what it will likely be in retirement. Once the "budget" is understood, our team at WMS Finance need to develop a plan to maximize clients' savings - especially on pre-tax savings opportunities. The big question to ask then is where to invest these savings and how? Our planning services will assist clients in answering all of these question, and more, as we help them to chart a more sustainable financial future.
So what of people who are already retired? Finding additional income and paying less income taxes in retirement is something everyone strives for. Careful planning such as that conducted here at WMF Finance can show clients how it can be accomplished. Do you have a retirement account you plan to leave to your heirs? Are you aware a large portion can be consumed by income and estate taxes. We can show you ways to potentially reduce both income and estate taxes.
If you;d like to find out more about our family business, associates and retirement planning services, then visit our web page here and we can offer advise on how to secure a more positive financial future William Madison Swayne – video on Dailymotion.